> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mx.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Read an Account

> This endpoint returns information about a specific `account`.

Reading an account allows you to get information about a specific account that belongs to a `user`. That includes the [account type](/api-reference/atrium/reference/accounts) — e.g., `CHECKING`, `MONEY_MARKET`, or `PROPERTY` — the `balance`, the date the account was started, and much more.

There are two endpoints for reading an account. Both will return the same information.

<RequestExample>
  ```shell Request theme={null}
  curl -i 'https://vestibule.mx.com/users/{user_guid}/accounts/{account_guid}' \  -H 'Accept: application/vnd.mx.atrium.v1+json' \  -H 'MX-API-Key: {mx_api_key}' \  -H 'MX-Client-ID: {mx_client_id}'
  ```
</RequestExample>

<ResponseExample>
  ```json 200 theme={null}
  {
    "account": {
      "account_number": null,
      "apr": null,
      "apy": 1.43,
      "available_balance": 1000.23,
      "available_credit": 100.23,
      "balance": 1000.23,
      "cash_balance": 1000.32,
      "cash_surrender_value": 1000.23,
      "created_at": "2016-10-13T17:57:37+00:00",
      "credit_limit": 100.23,
      "currency_code": "USD",
      "day_payment_is_due": 20,
      "death_benefit": 1000.12,
      "guid": "ACT-06d7f44b-caae-0f6e-1384-01f52e75dcb1",
      "holdings_value": 1000.21,
      "insured_name": null,
      "institution_code": "mxbank",
      "interest_rate": null,
      "is_closed": false,
      "last_payment": null,
      "last_payment_at": null,
      "loan_amount": null,
      "matures_on": null,
      "member_guid": "MBR-7c6f361b-e582-15b6-60c0-358f12466b4b",
      "minimum_balance": null,
      "minimum_payment": null,
      "name": "Test Account 2",
      "original_balance": null,
      "payment_due_at": null,
      "payoff_balance": null,
      "pay_out_amount": null,
      "premium_amount": null,
      "started_on": null,
      "subtype": null,
      "total_account_value": null,
      "type": "SAVINGS",
      "updated_at": "2016-10-13T18:08:00+00:00",
      "user_guid": "USR-fa7537f3-48aa-a683-a02a-b18940482f54"
    }
  }
  ```
</ResponseExample>