> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mx.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Users Overview

> Users represent an end user using the Platform API through your web or mobile app.

Users are created by MX clients and belong to a specific [client](/products/connectivity/overview/data-architecture#clients) on the platform.

## User Fields

| Field                               | Data Type | Description                                                                                                                                                            |
| :---------------------------------- | :-------- | :--------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| `accepted_terms_and_conditions_at`  | String    | The timestamp when the user accepted the terms and conditions. Formatted as ISO 8601 datetime string.                                                                  |
| `born_on`                           | String    | Birthdate of user, represented in ISO 8601 format (e.g. 2011-03-28).                                                                                                   |
| `credit_score`                      | Integer   | The user's credit score as a numerical value.                                                                                                                          |
| `email`                             | String    | Email address of the user.                                                                                                                                             |
| `email_is_verified`                 | Boolean   | If the email is verified, this field will be true. Otherwise, this field will be false.                                                                                |
| `failed_login_attempts_count`       | Integer   | Number of failed login attempts for the user. Defaults to 0.                                                                                                           |
| `first_name`                        | String    | The user's first name.                                                                                                                                                 |
| `gender`                            | String    | Gender of the user. Returns 0 for male and 1 for female.                                                                                                               |
| `guid`                              | String    | The unique identifier for the `user` defined by MX.                                                                                                                    |
| `has_accepted_terms_and_conditions` | Boolean   | If updated terms and conditions are available for the end user, this field will be true. This field will return to false when the user has accepted the updated terms. |
| `is_disabled`                       | Boolean   | If the user is disabled, this field will be true. Otherwise, this field will be false.                                                                                 |
| `is_restricted`                     | Boolean   | If the user is restricted, this field will be true. Otherwise, this field will be false.                                                                               |
| `last_name`                         | String    | The user's last name.                                                                                                                                                  |
| `logged_in_at`                      | String    | Date and time the user last logged in, represented in ISO 8601 format with timestamp (e.g. 2015-04-13T12:01:23-00:00).                                                 |
| `metadata`                          | String    | Additional information you can store about this user. MX recommends using JSON-structured data.                                                                        |
| `phone`                             | String    | The user's phone number.                                                                                                                                               |
| `phone_is_verified`                 | Boolean   | Verifies the phone for the user. Returns true or false; defaults to false.                                                                                             |
| `postal_code`                       | String    | US ZIP codes and Canadian postal codes are supported. Valid formats are: 12345, 12345-6789, A1B2C3, or A1B 2C3.                                                        |