> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mx.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Verifiable Credentials

> MX provides Verifiable Credential endpoints that comply with web5 standards.

MX DID: `did:dht:kfcakjzahwimgo9zzjw6yknt9srdtkmfqbeybekcg3xzz1ztg95y`

MX formats the data and inserts it into the Verifiable Credential format and signs the data into a JWT with our private key which is stored on MX systems. The public key can be resolved from MX's did on DHT to verify the signature of the JWT.

The beta header is required: `application/vnd.mx.api.v2beta+json`

A VC is returned as a JWT in the response. Decode the JWT to read the data. All data is in FDX v5.3 standardized data format.

### Example account data

```json theme={null}
{
  "vc": {
    "@context": [
      "https://www.w3.org/2018/credentials/v1"
    ],
    "id": "https://api.test.test.mx/vc/users/USR-3ea736e24-edd6-4417-9b5-dee48cc3125b/members/MBR-c4985cbf-63d9-145f-87272-e4e41ccf3b6/accounts",
    "type": [
      "VerifiableCredential",
      "FinancialAccountCredential"
    ],
    "issuer": "did:dht:sa7cseh7jcz51wj6fj13dw7jyg44ejwcdf8iqxbooj41ipeg76eo",
    "issuanceDate": "2024-03-01T18:42:19Z",
    "credentialSubject": {
      "accounts": [
        {
          "locAccount": {
            "accountId": "ACT-848-57d0-4a24-a0c1-e72ad24a0126096bd",
            "accountType": "CREDITCARD",
            "accountNumber": "324453974",
            "accountNumberDisplay": "****5344",
            "productName": null,
            "nickname": null,
            "status": "OPEN",
            "accountOpenDate": "2022-07-11T15:40:40Z",
            "accountClosedDate": null,
            "currency": {
              "currencyRate": null,
              "currencyCode": null,
              "originalCurrencyCode": null
            },
            "fiAttributes": [
              {
                "name": "member_guid",
                "value": "MBR-f1a3285d-63d9-498f-8772-8ae775c0e0e9"
              },
              {
                "name": "institution_guid",
                "value": "INS-f7e87eff-e855-b68f-68a7-e5192784ccb6"
              },
              {
                "name": "external_guid",
                "value": "account-cc5145bf-06c0-46a1-b800-3ef3241621a9"
              }
            ],
            "routingTransitNumber": null,
            "balanceType": "LIABILITY",
            "interestRate": null,
            "lastActivityDate": "2022-07-11T15:40:40Z",
            "balanceAsOf": "2022-07-11T15:40:40Z",
            "creditLine": null,
            "availableCredit": 13000,
            "nextPaymentDate": null,
            "principalBalance": null,
            "currentBalance": 1000,
            "minimumPaymentAmount": null,
            "purchasesApr": null
          }
        },
        {
          "depositAccount": {
            "accountId": "ACT-96f3fdas3-1e05-4a4b-9fd5-571f32fdad95c",
            "accountType": "CHECKING",
            "accountNumber": "898735161",
            "accountNumberDisplay": "****5161",
            "productName": null,
            "nickname": null,
            "status": "OPEN",
            "accountOpenDate": "2022-07-11T15:40:40Z",
            "accountClosedDate": null,
            "currency": {
              "currencyRate": null,
              "currencyCode": null,
              "originalCurrencyCode": null
            },
            "fiAttributes": [
              {
                "name": "member_guid",
                "value": "MBR-cc5dsa5f-63d9-498f-8772-e4ey9841ccb6"
              },
              {
                "name": "institution_guid",
                "value": "INS-f1r5685d-e855-p98f-6aa7-8eu8470e0e9"
              },
              {
                "name": "external_guid",
                "value": "account-c6e98564-8860-0000-9d85-650dsd8fjusfe"
              }
            ],
            "routingTransitNumber": null,
            "balanceType": "ASSET",
            "interestRate": null,
            "lastActivityDate": "2022-07-11T15:40:40Z",
            "balanceAsOf": "2022-07-11T15:40:40Z",
            "currentBalance": 1000,
            "openingDayBalance": null,
            "availableBalance": 1000,
            "annualPercentageYield": null,
            "maturityDate": null
          }
        }
      ],
      "id": "USR-3a7cc3e1-edd6-b317-9f65-d6e84224ee5b"
    }
  },
  "iss": "did:dht:sa713ddf8jcz51w7jbooj41iiqcseh7pegyg44ejwcwj6fjx76eo",
  "iat": 1709318539,
  "jti": "https://api.sand.internal.mx/vc/users/USR-3e3a7cc1-edd6-4417-9b35-48dee6e2425b/members/MBR-c4c515bf-63d9-498f-8772-e1cc4ef324b6/accounts",
  "sub": "USR-3ccea731-edd6-4417-9b35-84dee6e2425b"
}
```