> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mx.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Users Overview

> Users represent an end user using the Platform API through your web or mobile app.

Users are created by MX clients and belong to a specific [client](/products/connectivity/overview/data-architecture#clients) on the platform.

## User Fields

| Field | Data Type | Description |
| :- | :- | :- |
| `accepted_terms_and_conditions_at` | String | The timestamp when the user accepted the terms and conditions. Formatted as ISO 8601 datetime string. |
| `born_on` | String | Birthdate of user, represented in ISO 8601 format (e.g. 2011-03-28). |
| `credit_score` | Integer | The user's credit score as a numerical value. |
| `email` | String | Email address of the user. |
| `email_is_verified` | Boolean | If the email is verified, this field will be true. Otherwise, this field will be false. |
| `failed_login_attempts_count` | Integer | Number of failed login attempts for the user. Defaults to 0. |
| `first_name` | String | The user's first name. |
| `gender` | String | Gender of the user. Returns 0 for male and 1 for female. |
| `guid` | String | The unique identifier for the `user` defined by MX. |
| `has_accepted_terms_and_conditions` | Boolean | If updated terms and conditions are available for the end user, this field will be true. This field will return to false when the user has accepted the updated terms. |
| `is_disabled` | Boolean | If the user is disabled, this field will be true. Otherwise, this field will be false. |
| `is_restricted` | Boolean | If the user is restricted, this field will be true. Otherwise, this field will be false. |
| `last_name` | String | The user's last name. |
| `logged_in_at` | String | Date and time the user last logged in, represented in ISO 8601 format with timestamp (e.g. 2015-04-13T12:01:23-00:00). |
| `metadata` | String | Additional information you can store about this user. MX recommends using JSON-structured data. |
| `phone` | String | The user's phone number. |
| `phone_is_verified` | Boolean | Verifies the phone for the user. Returns true or false; defaults to false. |
| `postal_code` | String | US and Canadian postal codes are supported. Valid formats are: 12345, 12345-6789, A1B2C3, or A1B 2C3. |