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For field names, types, and descriptions, see the response schema on each endpoint page, such as Read Transaction, List Transactions, and Read Repeating Transaction.
This could be a purchase at a business, a payroll deposit, a transfer from one account to another, an ATM withdrawal, and so on. Transactions are created automatically when a member is successfully aggregated. Each transaction belongs to only one account. With these endpoints you can:
  • List transactions by account, by member, by account per member, or by tag.
  • List all transactions associated with a user.
  • Read and update a transaction.
  • Request opt-in data such as category, merchant, counterparties, and repeating transaction details with the includes[] query parameter. See Includes in the upgrade guide.
  • (With Extended Transaction History) Access up to 24 months of data associated with a particular member for some institutions.
  • Split a transaction and create two or more child transactions that are branched from a previous transaction.
  • Create a manual transaction associated with a manual account.
  • Delete a manual transaction, a transaction rule, or a split transaction.

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Transaction Categories

  • Auto Insurance
  • Auto Payment
  • Gas & Fuel
  • Parking
  • Public Transportation
  • Ride Sharing
  • Service & Parts
  • Gas & Electric
  • Internet
  • Mobile Phone
  • Phone
  • Television
  • Trash
  • Utilities
  • Water
  • Advertising
  • Legal
  • Office Supplies
  • Printing
  • Shipping
  • Books & Supplies
  • Student Loan
  • Tuition
  • Arts
  • Movies & DVDs
  • Music
  • Newspapers & Magazines
  • Sports
  • ATM Fee
  • Bank Fee
  • Finance Charge
  • Late Fee
  • Overdraft
  • Service Fee
  • Trade Commissions
  • Financial Advisor
  • Life Insurance
  • Investment
  • Alcohol & Bars
  • Coffee Shops
  • Fast Food
  • Groceries
  • Restaurants
  • Charity
  • Gift
  • Dentist
  • Doctor
  • Eye Care
  • Gym
  • Health Insurance
  • Pharmacy
  • Sports
  • Furnishings
  • Home Improvement
  • Home Insurance
  • Home Services
  • Home Supplies
  • Lawn & Garden
  • Mortgage & Rent
  • Bonus
  • Interest Income
  • Paycheck
  • Reimbursement
  • Rental Income
  • Buy
  • Deposit
  • Dividend & Cap Gains
  • Sell
  • Withdrawal
  • Baby Supplies
  • Babysitter & Daycare
  • Child Support
  • Kids Activities
  • Toys
  • Hair
  • Laundry
  • Spa & Massage
  • Pet Food & Supplies
  • Pet Grooming
  • Veterinary
  • Books
  • Clothing
  • Electronics & Software
  • Hobbies
  • Sporting Goods
  • Federal Tax
  • Local Tax
  • Property Tax
  • Sales Tax
  • State Tax
  • Credit Card Payment
  • Transfer
  • Air Travel
  • Hotel
  • Rental Car & Taxi
  • Vacation

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Repeating Transactions

Repeating Transactions empowers you to deliver insights into recurring financial obligations (bills, subscriptions) and income streams. By identifying patterns in transaction data, your users can gain clarity on cash flow, enabling proactive budgeting and personalized financial experiences.
  • Dynamic Recurrence Detection: Automatically identifies transactions occurring 3+ times using machine learning.
  • Predictive Analytics: Predicts upcoming expenses and income for improved budgeting.
  • Multi-Channel Integration: Access via dedicated endpoints or enriched transaction data.
  • The API supports a 13-month lookback period for historical data retrieval.
  • Merchant must appear in ≥50 MX transactions to be considered repeatable.

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Supported Recurrence Types