> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mx.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Verifiable Credentials

> MX provides Verifiable Credential endpoints that comply with web5 standards.

MX DID: `did:dht:kfcakjzahwimgo9zzjw6yknt9srdtkmfqbeybekcg3xzz1ztg95y`

MX formats the data and inserts it into the Verifiable Credential format and signs the data into a JWT with our private key which is stored on MX systems. The public key can be resolved from MX's did on DHT to verify the signature of the JWT.

A VC is returned as a JWT in the response. Decode the JWT to read the data. All data is in FDX v5.3 standardized data format.

### Example account data

```json theme={null}
{
  "vc": {
    "@context": [
      "https://www.w3.org/2018/credentials/v1"
    ],
    "id": "https://api.test.test.mx/vc/users/USR-3ea736e24-edd6-4417-9b5-dee48cc3125b/members/MBR-c4985cbf-63d9-145f-87272-e4e41ccf3b6/accounts",
    "type": [
      "VerifiableCredential",
      "FinancialAccountCredential"
    ],
    "issuer": "did:dht:sa7cseh7jcz51wj6fj13dw7jyg44ejwcdf8iqxbooj41ipeg76eo",
    "issuanceDate": "2024-03-01T18:42:19Z",
    "credentialSubject": {
      "accounts": [
        {
          "locAccount": {
            "accountId": "ACT-848-57d0-4a24-a0c1-e72ad24a0126096bd",
            "accountType": "CREDITCARD",
            "accountNumber": "324453974",
            "accountNumberDisplay": "****5344",
            "productName": null,
            "nickname": null,
            "status": "OPEN",
            "accountOpenDate": "2022-07-11T15:40:40Z",
            "accountClosedDate": null,
            "currency": {
              "currencyRate": null,
              "currencyCode": null,
              "originalCurrencyCode": null
            },
            "fiAttributes": [
              {
                "name": "member_guid",
                "value": "MBR-f1a3285d-63d9-498f-8772-8ae775c0e0e9"
              },
              {
                "name": "institution_guid",
                "value": "INS-f7e87eff-e855-b68f-68a7-e5192784ccb6"
              },
              {
                "name": "external_guid",
                "value": "account-cc5145bf-06c0-46a1-b800-3ef3241621a9"
              }
            ],
            "routingTransitNumber": null,
            "balanceType": "LIABILITY",
            "interestRate": null,
            "lastActivityDate": "2022-07-11T15:40:40Z",
            "balanceAsOf": "2022-07-11T15:40:40Z",
            "creditLine": null,
            "availableCredit": 13000,
            "nextPaymentDate": null,
            "principalBalance": null,
            "currentBalance": 1000,
            "minimumPaymentAmount": null,
            "purchasesApr": null
          }
        },
        {
          "depositAccount": {
            "accountId": "ACT-96f3fdas3-1e05-4a4b-9fd5-571f32fdad95c",
            "accountType": "CHECKING",
            "accountNumber": "898735161",
            "accountNumberDisplay": "****5161",
            "productName": null,
            "nickname": null,
            "status": "OPEN",
            "accountOpenDate": "2022-07-11T15:40:40Z",
            "accountClosedDate": null,
            "currency": {
              "currencyRate": null,
              "currencyCode": null,
              "originalCurrencyCode": null
            },
            "fiAttributes": [
              {
                "name": "member_guid",
                "value": "MBR-cc5dsa5f-63d9-498f-8772-e4ey9841ccb6"
              },
              {
                "name": "institution_guid",
                "value": "INS-f1r5685d-e855-p98f-6aa7-8eu8470e0e9"
              },
              {
                "name": "external_guid",
                "value": "account-c6e98564-8860-0000-9d85-650dsd8fjusfe"
              }
            ],
            "routingTransitNumber": null,
            "balanceType": "ASSET",
            "interestRate": null,
            "lastActivityDate": "2022-07-11T15:40:40Z",
            "balanceAsOf": "2022-07-11T15:40:40Z",
            "currentBalance": 1000,
            "openingDayBalance": null,
            "availableBalance": 1000,
            "annualPercentageYield": null,
            "maturityDate": null
          }
        }
      ],
      "id": "USR-3a7cc3e1-edd6-b317-9f65-d6e84224ee5b"
    }
  },
  "iss": "did:dht:sa713ddf8jcz51w7jbooj41iiqcseh7pegyg44ejwcwj6fjx76eo",
  "iat": 1709318539,
  "jti": "https://api.sand.internal.mx/vc/users/USR-3e3a7cc1-edd6-4417-9b35-48dee6e2425b/members/MBR-c4c515bf-63d9-498f-8772-e1cc4ef324b6/accounts",
  "sub": "USR-3ccea731-edd6-4417-9b35-84dee6e2425b"
}
```