What can the API do for you?

The MX Platform API provides a wide range of features that allow banks, fintechs, and other financial institutions to give end users an exceptional experience. These include:

  • Account and transaction data aggregation from tens of thousands of institutions.
  • For some institutions, up to 24 months of transaction data can be gathered in a single request.
  • Held data can be managed entirely on your own while still maintaining access to the other features of the API.
  • Industry-leading data enhancement out of the box, including automatic transaction categorization and classification, custom categorization by end users, and description cleansing.
  • Enhancement for non-aggregated data provided directly from your own systems.
  • Account verification — often eliminating the need for microdeposits — as well as owner identification.
  • Personalization including transaction rules, custom tags, and custom categories.
  • MX’s award-wining personal financial management widgets, including Connect, which automates aggregation and account verification.
  • Merchant data for thousands of businesses and vendors.

Start here for all integrations and use cases

Every new integration with the MX Platform API needs to start with the following tasks, regardless of your particular use case. These will ensure your integration has the fewest possible complications.


Checklists for common use cases

The following set of checklists outline tasks and requirements for common use cases. Completing them will minimize your problems as you code up to the API.


Aggregation with API endpoints


Connect widget (aggregation and verification)


Dealing with OAuth


Verification


Webhooks


Contacting support

Make sure to have the following information when making a support request, wherever applicable:

  • Steps to replicate the issue.
  • MX-defined GUIDs for any users or members associated with the request.
  • Operating system information.
  • Browser information.
  • End-user screenshots or videos.

This video also has important information on using the MX support portal.


Going to production