> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mx.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Balance Checks

> Get the available balance for an end user's financial accounts

<Note>
  **NEW TO MX CONNECTIVITY?**

  See the [Connectivity Overview](/products/connectivity/overview) to learn about our Connectivity products and integration options.
</Note>

<CardGroup cols={2}>
  <Card title="Integrate using the Connect Widget" cta="Go to Guide" href="/products/connectivity/overview/connectivity-integration-guides/connect-widget-flow">
    Use the Connect Widget and Platform API to let end users connect to their accounts.
  </Card>

  <Card title="Integrate using the Platform API" cta="Go to Guide" href="/products/connectivity/overview/connectivity-integration-guides/api-only-flow">
    Use the Platform API to power a non-MX UI connection experience.
  </Card>
</CardGroup>

With Balance Checks you can connect to an end user's financial institution and retrieve the available balance for an account, as well as a lot of other information about that account. Unlike Account Aggregation, this product does not pull in transaction data. This makes Balance Check perfect for use cases like money movement or account opening where such data is not needed.

<img src="https://mintcdn.com/mx-7a01b258/OOfo2VTBgMqAqqgz/images/connectivity/balance-checks/balance_check_landing_diagram.png?fit=max&auto=format&n=OOfo2VTBgMqAqqgz&q=85&s=6bc24888836cc8dfe88c4a4df4572104" alt="Diagram flow of the steps to get account statements" width="1832" height="344" data-path="images/connectivity/balance-checks/balance_check_landing_diagram.png" />

## Quick Links

<CardGroup>
  <Card title="API Reference" cta="Go to Reference" href="/api-reference/platform-api/overview">
    Learn about the full features of the Platform API.
  </Card>
</CardGroup>

## Account Sample Data

This sample response shows the kinds of data you can expect to get for financial accounts when using Balance Check.

```json theme={null}
{
  "account": {
    "account_number": "5366",
    "apr": 1.0,
    "apy": 1.0,
    "available_balance": 1000.0,
    "available_credit": 1000.0,
    "balance": 1000.0,
    "cash_balance": 1000.0,
    "cash_surrender_value": 1000.0,
    "created_at": "2016-10-13T17:57:37.000Z",
    "credit_limit": 100.0,
    "currency_code": "USD",
    "day_payment_is_due": 20,
    "death_benefit": 1000,
    "guid": "ACT-06d7f44b-caae-0f6e-1384-01f52e75dcb1",
    "holdings_value": 1000.0,
    "id": "1040434698",
    "imported_at": "2015-10-13T17:57:37.000Z",
    "institution_code": "chase",
    "interest_rate": 1.0,
    "is_closed": false,
    "is_hidden": false,
    "last_payment": 100.0,
    "last_payment_at": "2015-10-13T17:57:37.000Z",
    "loan_amount": 1000.0,
    "member_guid": "MBR-3bdc7d6b-efd4-1497-a0af-b23501cf9bd0",
    "member_is_managed_by_user": false,
    "metadata": "some metadata",
    "minimum_balance": 100.0,
    "minimum_payment": 10.0,
    "name": "Test account 2",
    "nickname": "My Checking",
    "original_balance": 10.0,
    "payment_due_at": "2015-10-13T17:57:37.000Z",
    "payoff_balance": 10.0,
    "routing_number": "68899990000000",
    "started_on": "2015-10-13T17:57:37.000Z",
    "subtype": "NONE",
    "total_account_value": 1.0,
    "type": "SAVINGS",
    "updated_at": "2016-10-13T18:08:00.000Z",
    "user_guid": "USR-11141024-90b3-1bce-cac9-c06ced52ab4c",
    "user_id": "partner-2345"
  }
}
```

## Related Products

<CardGroup>
  <Card title="Account Owner Identification" cta="Read Documentation" href="/products/connectivity/account-owner-identification">
    Get account owner information like name, address, and email.
  </Card>

  <Card title="Instant Account Verification" cta="Read Documentation" href="/products/connectivity/instant-account-verification">
    Get account and routing numbers.
  </Card>

  <Card title="Account Aggregation" cta="Read Documentation" href="/products/connectivity/account-aggregation">
    Get account and transaction data.
  </Card>
</CardGroup>