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Investment Data Enhancement

Get enhanced investment holdings data and actionable insights into users' portfolios

With Investment Data Enhancement, connect to an end user's financial institution and retrieve cleansed and enhanced investment data. By combining investment data with retail banking information, you get comprehensive insights into customer financial behaviors, risk tolerance, and investment strategies.

Overview​

There are two APIs used for Investment Data Enhancement:

  1. Investment Data Enhancement API (billable): The main API you will use to access aggregated holdings.
  2. Deactivate Investment Data Enhancement API (non-billable): A secondary API that allows you to deactivate service for a specific user. It does not cost extra to use this API. To reactivate a user, use any of the current /investment_holding endpoints.
API Reference - Investment Data Enhancement

Learn about the full features of Investment Data Enhancement.

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Common Errors

Learn about common HTTP response codes.

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Sample Data​

Here are some examples of the payload in JSON format. These examples showcase the requests and responses for specific endpoints related to Accounts and Holdings.

Holdings Sample Data:​

Below is a example payload for a Holding endpoint.

Response
Language:json

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{
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"investment_holding": {
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"account_guid": "ACT-3c9ef6ba-2768-4c4b-bca3-150d8cea18a1",
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"cost_basis": 55000.0,
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"coupon_yield": null,
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"currency_code": "USD",
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"current_price": 15.0,
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"daily_change": 0.03,
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"description": "Vanguard Total Stock Market Index Fund (VTSMX)",
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"expiration": null,
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"face_value": null,
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"frequency": null,
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"guid": "HOL-b6f4ec2e-47d7-45f1-b829-fbada93ca1a2",
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"market_value": 75000.0,
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"maturity_date": null,
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"member_guid": "MBR-52f8b4a7-9cd1-477d-8ad9-d2c32a3cfb7c",
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"percentage_change": 0.2,
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"purchase_price": null,
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"quantity": 5000.0,
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"rate": null,
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"strike_price": null,
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"symbol": "VTSMX",
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"term": null,
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"term_unit": null,
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"today_ugl_amount": 200.0,
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"today_ugl_percentage": 0.27,
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"total_ugl_amount": 20000.0,
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"total_ugl_percentage": 26.67,
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"unvested_quantity": null,
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"unvested_value": null,
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"user_guid": "USR-ed6e88b8-07c7-4af0-bf74-236b54e0d26d",
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"vested_quantity": null,
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"vested_value": null,
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"created_at": "2019-04-01T00:00:00Z",
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"current_price_as_of": "2023-11-06T00:00:00Z",
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"issue_date": "2015-08-15",
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"vesting_start_date": null,
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"vesting_end_date": null,
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"put_or_call": null,
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"holding_type": "MUTUAL_FUND"
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}
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}

Accounts Sample Data​

For account information on the holdings, please refer to the Account Endpoints page.

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