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NEW TO MX CONNECTIVITY?See the Connectivity Overview to learn about our Connectivity products and integration options.

Integrate using the Connect Widget

Use the Connect Widget and Platform API to let end users connect to their accounts.

Integrate using the Platform API

Use the Platform API to power a non-MX UI connection experience.
With Extended Transaction History, you can connect to an end user’s financial institution and retrieve up to 24 months data for their accounts and transactions. Standard account aggregation provides only up to 90 days. You can use this data for any number of solutions such as personal financial management or risk analysis. Data is available for accounts ranging from checking and savings to mortgages and credit cards — and everything in between. We cleanse this data to make it understandable to end users, and we automatically put it into more than 100 predefined categories. We also add enhanced information such as which merchant was involved in a transaction and whether it represents a direct deposit, bill pay, or subscription. Diagram flow of the steps to get transaction history data

API Reference

Learn about the full features of the Platform API.

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Account Sample Data

This sample response shows the kinds of account data you can expect to get for financial accounts when using Extended Transaction History. 
{
  "account": {
    "account_number": "5366",
    "apr": 1.0,
    "apy": 1.0,
    "available_balance": 1000.0,
    "available_credit": 1000.0,
    "balance": 1000.0,
    "cash_balance": 1000.0,
    "created_at": "2016-10-13T17:57:37.000Z",
    "credit_limit": 100.0,
    "currency_code": "USD",
    "day_payment_is_due": 20,
    "guid": "ACT-06d7f44b-caae-0f6e-1384-01f52e75dcb1",
    "holdings_value": 1000.0,
    "id": "1040434698",
    "institution_code": "chase",
    "interest_rate": 1.0,
    "is_closed": false,
    "is_hidden": false,
    "last_payment": 100.0,
    "last_payment_at": "2015-10-13T17:57:37.000Z",
    "loan_amount": 1000.0,
    "member_guid": "MBR-3bdc7d6b-efd4-1497-a0af-b23501cf9bd0",
    "member_is_managed_by_user": false,
    "metadata": "some metadata",
    "minimum_balance": 100.0,
    "minimum_payment": 10.0,
    "name": "Test account 2",
    "nickname": "My Checking",
    "original_balance": 10.0,
    "payment_due_at": "2015-10-13T17:57:37.000Z",
    "payoff_balance": 10.0,
    "routing_number": "68899990000000",
    "started_on": "2015-10-13T17:57:37.000Z",
    "subtype": "NONE",
    "total_account_value": 1.0,
    "type": "SAVINGS",
    "updated_at": "2016-10-13T18:08:00.000Z",
    "user_guid": "USR-11141024-90b3-1bce-cac9-c06ced52ab4c",
    "user_id": "partner-2345"
  }
}

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Transaction Sample Data

This sample response shows the kinds of transaction data you can expect to get for financial accounts when using Extended Transaction History. 
{
  "transaction": {
    "account_guid": "ACT-06d7f44b-caae-0f6e-1384-01f52e75dcb1",
    "account_id": "account123",
    "amount": 61.11,
    "category": "Groceries",
    "category_guid": "CAT-9588eaad-90a4-bb5c-66c8-1812503d0db8",
    "check_number_string": "6812",
    "created_at": "2016-10-06T09:43:42.000Z",
    "currency_code": "USD",
    "date": "2013-09-23T00:00:00.000Z",
    "description": "Whole foods",
    "guid": "TRN-265abee9-889b-af6a-c69b-25157db2bdd9",
    "id": "transaction-265abee9-889b-af6a-c69b-25157db2bdd9",
    "is_bill_pay": false,
    "is_direct_deposit": false,
    "is_expense": true,
    "is_fee": false,
    "is_income": false,
    "is_international": false,
    "is_overdraft_fee": false,
    "is_payroll_advance": false,
    "is_recurring": false,
    "is_subscription": false,
    "latitude": -43.2075,
    "localized_description": "This is a localized_description",
    "localized_memo": "This is a localized_memo",
    "longitude": 139.691706,
    "member_guid": "MBR-3bdc7d6b-efd4-1497-a0af-b23501cf9bd0",
    "member_is_managed_by_user": false,
    "memo": "This is a memo",
    "merchant_category_code": 5411,
    "merchant_guid": "MCH-7ed79542-884d-2b1b-dd74-501c5cc9d25b",
    "metadata": "some metadata",
    "original_description": "WHOLEFDS TSQ 102",
    "posted_at": "2016-10-07T06:00:00.000Z",
    "status": "POSTED",
    "top_level_category": "Food & Dining",
    "transacted_at": "2016-10-06T13:00:00.000Z",
    "type": "DEBIT",
    "updated_at": "2016-10-07T05:49:12.000Z",
    "user_guid": "USR-11141024-90b3-1bce-cac9-c06ced52ab4c",
    "user_id": "partner-2345"
  }
}

Statements

Get monthly account statements as PDFs.

Instant Account Verification

Get account and routing numbers.

Account Aggregation

Get account and transaction data.