Insights Library - MX Documentation

For each of the following insights we offer, you can find overviews, images, default copy, details on how the insight generates, and more.

Available Insights

Insight Name	Mini Widget Available	Micro Widget Available	Notification Available	Transaction Inline Available
Account Discoverability Change		✓
American Federal Bank Holidays	✓	✓
American Upcoming Tax Deadline Alert	✓	✓
Bill Amount Not Standard	✓	✓	✓	✓
Canadian Federal Bank Holidays	✓	✓
Canadian Upcoming Tax Deadline Alert	✓	✓
Cash Back	✓	✓
Category Budget	✓	✓
Category Spending V2	✓	✓	✓
Celebrate Credit Card Payoff	✓	✓
Charge Dispute Refund	✓	✓
Check Deposit	✓	✓
Cost of Living To Income	✓	✓
Credit Card Close To Limit	✓	✓	✓
Credit Utilization	✓	✓
Debt Payment Reminder V3	✓	✓	✓
Debt Payoff Strategies	✓	✓
Deposit 529	✓	✓
Designate Emergency Savings Account		✓
Discovered Accounts	✓	✓	✓	✓
Duplicate Payment V2	✓	✓	✓	✓
Emergency Fund Withdrawal	✓	✓
Emergency Savings Milestone Reached	✓	✓
Fee Detected	✓	✓	✓	✓
Government Deposit	✓	✓
Green Gas Purchases Summary	✓	✓
Green Statement Fee	✓	✓
HSA Deposit	✓	✓
HSA Withdrawal	✓	✓
Introduce Insights	✓	✓
Large Deposit	✓	✓	✓
Large Transaction	✓	✓	✓	✓
Low Account Balance	✓	✓	✓
Merchant Budget	✓	✓
Merchant Credit Received		✓
Microdeposits	✓	✓
Missing Interest Rate		✓
Monthly Credit Card Interest Summary	✓	✓
Monthly Debt To Income Comparison V2	✓	✓
Monthly Deposit Summary V2	✓	✓
Monthly Emergency Fund Review	✓	✓
Monthly Emergency Savings Reminder	✓	✓
Monthly Non-Essential Category Summary V2	✓	✓
Monthly Obligations Status	✓	✓
Monthly Savings To Income Comparison	✓	✓
Monthly Spend Comparison V2	✓	✓	✓
Monthly Spend To Income Comparison V2	✓	✓	✓
Monthly Subscription Aggregate V2	✓	✓	✓
Monthly Top Merchant Spending V3	✓	✓	✓
Monthly Top Transacted Merchant		✓
New Merchant	✓	✓
Payroll Advance		✓
Payroll Deposit	✓	✓
Peer-To-Peer Categorization	✓	✓
Quarterly Summary	✓	✓
Replenish Savings	✓	✓
Save An Extra $100	✓	✓	✓
Save Enough To Live On	✓	✓
Savings Account Balances Summary	✓	✓
Savings Account Deposit	✓	✓
Savings Milestone Emergency Fund	✓	✓
Savings Opportunity V2	✓	✓	✓
Set Up Direct Deposit	✓	✓	✓
Spending Plan Category Spending		✓
Spending Plan Created		✓
Spending Plan Talk With Someone		✓
Subscription Detected	✓	✓
Subscription Price Increase	✓	✓		✓
Switch Direct Deposit	✓	✓	✓	✓
Transparent Overdraft	✓	✓
Uncategorized Transactions V2	✓	✓	✓
Unexpected Subscription Payment	✓	✓
Unified Deposit	✓	✓	✓
Unified Deposit Emergency Fund		✓
Upcoming Bill	✓	✓	✓
Upcoming Subscription	✓	✓
User Feedback		✓
Weekend Spending Summary V2	✓	✓	✓
Weekly New Merchants V2	✓	✓	✓
Weekly No Spend Days	✓	✓
Weekly Small Purchases Summary	✓	✓
Weekly Spending Plan Summary		✓
Withdrawal 529		✓

INFOInsights that have transaction inline availability appear in the Transactions section of the Mobile Banking Dashboard.

Deprecated Insights

When we make a change to an insight that requires backend changes beyond what the insight was originally intended to do, we create a new version of the insight. An example of this is the WeekendSpendingSummary and WeekendSpendingSummaryV2 insight templates. We suggest you use the latest version for each insight. The following insights have newer versions.

Deprecated Insight	New Insight
Category Spending	Category Spending v2
Debt Payment Reminder	Debt Payment Reminder v2
Deposit Aggregate	Monthly Deposit Summary v2
Duplicate Payment	Duplicate Payment v2
Monthly Debt To Income Comparison	Monthly Debt To Income Comparison v2
Monthly Deposit Summary	Monthly Deposit Summary v2
Monthly Non Essential Category Summary	Monthly Non Essential Category Summary v2
Monthly Savings (Formerly Savings Opportunity)	Savings Account Balances Summary
Monthly Savings Summary	Savings Account Balances Summary
Monthly Spend Comparison	Monthly Spend Comparison v2
Monthly Spend To Income Comparison	Monthly Spend To Income Comparison v2
Monthly Subscription Aggregate	Monthly Subscription Aggregate v2
Monthly Top Merchant Spending	Monthly Top Merchant Spending v3
Monthly Top Merchant Spending v2	Monthly Top Merchant Spending v3
Overdraft Warning	Transparent Overdraft
Overdraft Warning v2	Transparent Overdraft
Quarterly Top Merchant Spending	Quarterly Summary
Savings Opportunity	Savings Opportunity v2
Subscription Aggregate v2	Monthly Subscription Aggregate
Uncategorized Transactions	Uncategorized Transactions v2
Weekend Spending Summary	Weekend Spending Summary v2
Weekly New Merchants	Weekly New Merchants v2

Dependencies

The following insights depend on specific PFM Widgets to function as intended. Requires the Goals Widget:

Emergency Fund Withdrawal
The “emergency_fund_supported” scenario of Savings Account Deposit
Unified Deposit Emergency Fund

Requires the Spending Plan Widget:

​Available Insights

​Deprecated Insights

​Dependencies

Available Insights

Deprecated Insights

Dependencies