What is the Connect Widget?
The Connect Widget is a ready-made application which automates several processes, including Account Aggregation, Instant Account Verification, and Account Owner Identification (with some caveats). It helps the end user search for their financial institution, collects their credentials, prompts for multifactor authentication, and resolves errors all in a single UI.
The Connect Widget is designed to be embedded into a website or mobile app with one of our SDKs.
You’ll be using a Platform API endpoint to load and configure Connect Widget. You’ll use separate API endpoints to actually read the data that has been aggregated by Connect.
Before you get started, make sure you’ve:
- Signed up for the API through the client dashboard.
- Read through the API requirements.
What's AllData Connect?
AllData Connect is a data source protocol that has the following benefits:
- Enables access to financial institutions that host their data through Fiserv, enhancing stability and speed.
- Provides secure, token-based connections that don't require credentials.
It mimics OAuth by navigating users to Fiserv’s connect experience in a new tab. After users consent to sharing data, Fiserv gives us a token and we redirect users back to our Connect Widget.
How's this different than OAuth?
OAuth is always API-based, navigates users to the institution's website, and has multiple pages of consent.
AllData Connect isn't always API-based, navigates users to Fiserv's connect experience, and sends us a token after authentication.
Not every AllData Connect connection is API-based. For financial institutions that don't have an API, Fiserv will need to work with them to build one.