Instant Account Verification

Get account and routing numbers for demand deposit accounts

With Instant Account Verification, you can connect to an end user's financial institution and retrieve account and routing numbers for their demand deposit accounts. You can use this data for any number of solutions such as moving money or account opening. In many cases, Instant Account Verification must be used in conjunction with Account Owner Identification and Balance Checks to prevent problems like ACH returns.

Diagram flow of the steps to get account and routing numbers

Quick Links

API Reference

Learn about the full features of the Platform API.

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Connect Widget Reference

Learn about the Connect Widget.

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Demo App

View the demo app on GitHub.

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Account Number Sample Data

This sample response shows the data you can expect to get for account owners.


_20{
_20  "account_numbers": [
_20    {
_20      "account_guid": "ACT-82a93692-f756-534f-9b2e-ad10a0f38462",
_20      "account_number": "10001",
_20      "institution_number": null,
_20      "member_guid": "MBR-3bdc7d6b-efd4-1497-a0af-b23501cf9bd0",
_20      "routing_number": "091000019",
_20      "passed_validation": true,
_20      "transit_number": null,
_20      "user_guid": "USR-11141024-90b3-1bce-cac9-c06ced52ab4c"
_20    }
_20  ],
_20  "pagination": {
_20    "current_page": 1,
_20    "per_page": 25,
_20    "total_entries": 1,
_20    "total_pages": 1
_20  }
_20}